At Progati Jono Unnayan Songstha Bangladesh (PJUSBD), we offer a structured and flexible Loan Repayment System to ensure that borrowers can repay their loans conveniently without financial stress. Our repayment plans are designed to suit different financial situations, making it easier for individuals and businesses to manage their obligations efficiently.

🔹 Key Features of Our Loan Repayment System:

• Flexible Repayment Plans – Choose from weekly, bi-weekly, or monthly installment options.
• Affordable Interest Rates – Competitive rates to reduce the financial burden.
• Grace Period (If Applicable) – Certain loans may offer a grace period before repayment begins.
• Multiple Payment Methods – Repay through bank transfers, mobile banking, or in-person payments.
• Early Repayment Option – Pay off your loan early without heavy penalties.
• Automated Payment Reminders – Get notified before due dates to avoid late fees.

📌 How to Repay Your Loan?

1. Select a Repayment Plan – Choose a suitable repayment schedule based on your financial capacity.
2. Set Up Payment Method – Use bank deposits, mobile banking (bKash, Nagad, Rocket), or visit our branch.
3. Receive Payment Reminders – Get SMS or email notifications before each due date.
4. Make Payments on Time – Ensure timely payments to maintain a good credit record.
5. Request for Restructuring (If Needed) – In case of financial difficulty, restructuring options may be available.

⚠️ Late Payment Policy

• Late Fee Charges – A small penalty may be applied for overdue payments.
• Loan Restructuring Option – If facing financial hardship, borrowers can discuss new terms with us.
• Credit Score Impact – Timely repayments improve creditworthiness for future loans.

📞 Need Assistance with Loan Repayment?

For any queries regarding your repayment schedule, late payment issues, or restructuring requests, contact us or visit our office. Our team is ready to assist you in ensuring a smooth repayment process.